:root{--navy:#14233C;--teal:#2A9D8F;--ink:#1d2939;--muted:#5b6575;--bg:#f6f8fa;--line:#e3e8ee}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--teal)}.wrap{max-width:960px;margin:0 auto;padding:0 20px}
header.site{background:var(--navy);color:#fff}header.site .wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 20px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:1.15rem}.brand img{width:36px;height:36px;border-radius:8px}
nav a{color:#fff;text-decoration:none;margin-left:18px;opacity:.9}nav a:hover{opacity:1;text-decoration:underline}
.hero{background:var(--navy);color:#fff;padding:56px 0 64px}.hero h1{font-size:2.2rem;line-height:1.2;margin:0 0 12px}.hero p{max-width:640px;color:#d5dde8;font-size:1.1rem;margin:0}
.hero .accent{color:#7fd6cb}
main{padding:40px 0}h2{color:var(--navy)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--teal);border-radius:12px;padding:22px}
.card h3{margin:0 0 6px;color:var(--navy)}.card p{margin:0 0 14px;color:var(--muted)}
.btn{display:inline-block;background:var(--teal);color:#fff;text-decoration:none;border:0;border-radius:8px;padding:10px 18px;font-weight:600;font-size:1rem;cursor:pointer}.btn:hover{background:#23877a}
.panel{background:#fff;border:1px solid var(--line);border-radius:12px;padding:24px;max-width:680px}
label{display:block;font-weight:600;margin:14px 0 4px}input,select,textarea{width:100%;padding:10px;border:1px solid #c8d0da;border-radius:8px;font:inherit}
textarea{min-height:160px}.note{color:var(--muted);font-size:.95rem}.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.msg{padding:12px 14px;border-radius:8px;margin:14px 0}.ok{background:#e6f5f3;border:1px solid var(--teal)}.err{background:#fdecec;border:1px solid #d9534f}
footer.site{border-top:1px solid var(--line);padding:24px 0;color:var(--muted);font-size:.9rem}footer.site a{margin-right:14px}